Get to know us

At Big Bear Lake Insurance, we specialize in providing tailored insurance solutions for both personal and commercial clients facing unique coverage challenges. With over 20 years of experience, our independent brokerage offers a comprehensive range of services, including high-value home insurance, short-term rental coverage, earthquake protection, and excess fire insurance. We also provide commercial policies for homeowners associations, restaurants, contractors, and commercial properties. Our expertise extends to securing coverage through the CA Fair Plan for high-risk properties, ensuring our clients receive reliable protection. At Big Bear Lake Insurance, we're committed to delivering personalized service and expert guidance to help you safeguard what matters most.

Nicolas Krupka

Territory Manager

Howdy Neighbors! 
Since moving to Big Bear City last year, I’ve come to truly love this mountain town and the amazing community that makes it so special. When you love something, you protect it, and that’s exactly why I’m here.
With over a decade of experience in the insurance industry, I bring a deep understanding of what it takes to safeguard what matters most to you. Whether it's your home, vehicle, business, or beyond, I’m here to help you protect what you love in Big Bear.
Let’s work together to keep our beautiful community safe, secure and insured!

Ryan Krupka

CEO

I’ve been in the insurance world for over 20 years, and if there’s one thing I’ve learned, it’s that no two clients—or policies—are the same. As CEO, my focus is on helping people and businesses find the right mix of coverage, cost, and company. I believe insurance should feel less like a chore and more like a smart move—and that starts with clear advice, real conversations, and doing what’s best for the client every time. Whether it’s protecting your home, your business, or your future, I’m here to help make insurance make sense. In my free time I enjoy off-roading, camping with my family and fly fishing the lakes of California.

Email: Nicolas@venturecasualty.com

Direct Number: (805) 253 - 3730

Email: Ryan@venturecasualty.com

Direct Number: (805) 212 - 1169

Our team

Our strength lies in our ability to work with over 190 insurance companies throughout the great state of California. We take pride in our relationships we build with our clients and the companies that we represent.

Book a meeting today with one of our licensed producers.